HEALTH & WELFARE PLANS

Myers & Shaw, P.A. offers employers comprehensive advice on welfare benefits design, planning, and administration. As the rules and regulations regarding these benefits expand and become more complex, they have also become the focus of increased litigation and governmental regulation requiring increased legal attention. Our attorneys are uniquely prepared to provide the necessary welfare benefits advice. Not only do we assist employers with the more traditional side of welfare benefits, including COBRA administration advice, cafeteria plan advice, tax qualification advice, and welfare plan drafting, but we also address the newer aspects of welfare benefits, including HIPAA privacy compliance and consumer driven health plans.

Some examples of our services include:

•  Design, implementation and advice regarding all types of welfare benefit plans:
•  Section 125 cafeteria plans
•  Health and dependent care flexible spending accounts (FSAs)
•  Insured or self-funded health plans
•  Health reimbursement arrangements (HRAs)
•  Retiree medical plans
•  Assistance with COBRA compliance
•  Advice regarding HIPAA privacy and security compliance programs
•  Advice regarding domestic partner benefits
•  Drafting of wrap plan documents to supplement insurance contracts so that ERISA document requirements for the plan are satisfied
•  Drafting of claims and appeal procedures and documentation
•  Negotiation and drafting of third party service agreements
•  Advice regarding potential discrimination issues
•  Advice regarding multiple employer welfare arrangements (MEWAs)
•  Advice regarding professional employer organization arrangements
•  Advice regarding fiduciary responsibilities that apply to companies sponsoring health and welfare plans as well as the individuals handling the administrative duties for the company